top of page

VA Home Loan Learning Center

 

​

​

​

disability housing grants

Robot with Shotgun

benefits

  1. No down payment*

  2. 100% Financing*

  3. No PMI required

  4. Low credit scores accepted

  5. Flexible borrower requirements

  6. Seller can pay up to 6% of closing costs

  7. Refinancing is easy with the VA’s streamlined refinancing

  8. Typically the lowest interest rates available

  9. Can choose between 15 or 30 year fixed-rate or adjustable home loan

  10. Higher DTI ratios accepted

  11. The VA will negotiate on your behalf with the lender if you are facing foreclosure

I'm a paragraph. Click here to add your own text and edit me. It's easy.

You can also contact GI Joe Homes for help or questions regarding the VA home loan by calling 1-650-400-7330.

 

GI Joe Homes is open seven days a week, from 8:00am to 6:00pm PST.

Beginning January 1, 2020, the VA completely eliminated the county cap on VA-backed, no-down-payment loans

Phoenix

Physical & Mailing Address

Dept. of Veterans Affairs

VA Regional Loan Center

3333 N. Central Avenue

Phoenix, AZ 85012-2402

​

Construction & Valuation

CVGC.VBAPHO@va.gov

​

Loan Production
LPGC.VBAPHO@va.gov

​

General Inquiries

LSCGC.VBAPHO@va.gov

​

Denver

Physical Address

VA Regional Loan Center

155 Van Gordon Street
Lakewood, CO 80228

​

Mailing Address
Box 25126
Denver, CO 80225

​

Construction & Valuation
39VA262.VBADEN@va.gov

 

Loan Production

LGYEMAIL@va.gov

​

St. Paul

Physical & Mailing Address
Dept. of Veterans Affairs
VA Regional Loan Center
1 Federal Drive,
Ft. Snelling
St. Paul, MN 55111-4050

​

Construction & Valuation
Email: CV335@va.gov

 

Loan Production
Email: RLC335@va.gov

 

General Inquiries

rlc.vbaspl@va.gov

down payment

Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits.

I'm a paragraph. Click here to add your own text and edit me. It's easy.

100% financing

I'm a paragraph. Click here to add your own text and edit me. It's easy.

I'm a paragraph. Click here to add your own text and edit me. It's easy.

no pmi requirement

I'm a paragraph. Click here to add your own text and edit me. It's easy.

I'm a paragraph. Click here to add your own text and edit me. It's easy.

lower credit scores ok

I'm a paragraph. Click here to add your own text and edit me. It's easy.

I'm a paragraph. Click here to add your own text and edit me. It's easy.

I'm a paragraph. Click here to add your own text and edit me. It's easy.

I'm a paragraph. Click here to add your own text and edit me. It's easy.

flexible borrower requirements

I'm a paragraph. Click here to add your own text and edit me. It's easy.

I'm a paragraph. Click here to add your own text and edit me. It's easy.

closing costs

streamlined refinancing

I'm a paragraph. Click here to add your own text and edit me. It's easy.

I'm a paragraph. Click here to add your own text and edit me. It's easy.

low interest rates

flexible loan terms

higher dti ratios okay

foreclosure assistance

bottom of page