VA Home Loan Learning Center
​
​
​
comparisons
a
b
benefits
-
No down payment*
-
100% Financing*
-
No PMI required
-
Low credit scores accepted
-
Flexible borrower requirements
-
Seller can pay up to 6% of closing costs
-
Refinancing is easy with the VA’s streamlined refinancing
-
Typically the lowest interest rates available
-
Can choose between 15 or 30 year fixed-rate or adjustable home loan
-
Higher DTI ratios accepted
-
The VA will negotiate on your behalf with the lender if you are facing foreclosure
I'm a paragraph. Click here to add your own text and edit me. It's easy.
Beginning January 1, 2020, the VA completely eliminated the county cap on VA-backed, no-down-payment loans
Phoenix
Physical & Mailing Address
Dept. of Veterans Affairs
VA Regional Loan Center
3333 N. Central Avenue
Phoenix, AZ 85012-2402
​
Construction & Valuation
​
Loan Production
LPGC.VBAPHO@va.gov
​
General Inquiries
​
Denver
Physical Address
VA Regional Loan Center
155 Van Gordon Street
Lakewood, CO 80228
​
Mailing Address
Box 25126
Denver, CO 80225
​
Construction & Valuation
39VA262.VBADEN@va.gov
Loan Production
​
St. Paul
Physical & Mailing Address
Dept. of Veterans Affairs
VA Regional Loan Center
1 Federal Drive,
Ft. Snelling
St. Paul, MN 55111-4050
​
Construction & Valuation
Email: CV335@va.gov
Loan Production
Email: RLC335@va.gov
General Inquiries
down payment
Your length of service or service commitment, duty status and character of service determine your eligibility for specific home loan benefits.
I'm a paragraph. Click here to add your own text and edit me. It's easy.
100% financing
I'm a paragraph. Click here to add your own text and edit me. It's easy.
I'm a paragraph. Click here to add your own text and edit me. It's easy.
no pmi requirement
I'm a paragraph. Click here to add your own text and edit me. It's easy.
I'm a paragraph. Click here to add your own text and edit me. It's easy.
lower credit scores ok
I'm a paragraph. Click here to add your own text and edit me. It's easy.
I'm a paragraph. Click here to add your own text and edit me. It's easy.
I'm a paragraph. Click here to add your own text and edit me. It's easy.
I'm a paragraph. Click here to add your own text and edit me. It's easy.
flexible borrower requirements
I'm a paragraph. Click here to add your own text and edit me. It's easy.
I'm a paragraph. Click here to add your own text and edit me. It's easy.
closing costs
streamlined refinancing
I'm a paragraph. Click here to add your own text and edit me. It's easy.
I'm a paragraph. Click here to add your own text and edit me. It's easy.